Understanding the 1-year limitation period in insurance claims is crucial for safeguarding your legal rights. This deadline, often stipulated in insurance policies, requires you to initiate legal action within one year of your loss or damage. Missing this deadline could result in losing your right to sue, even if your claim is valid. Learn why insurers enforce this timeframe, when the clock starts ticking, and how certain conditions might extend the limitation period. Stay informed to avoid common pitfalls and ensure you act promptly to protect your interests.

For instance, if you are awarded $100,000 in settlement, you must consider that a deductible must take place. In 2025, the deductible is currently $46,790.05. As such, the settlement amount would reduce to $53,209.95 after the deductible is taken into consideration ($100,000 - $46,790.05 = $53,209.95). Here’s where it gets important: the statutory deductible is going up in 2025. In 2023, the deductible was $44,367.24. In 2024, the deductible was $46,053.20. In 2025, it has increased to $46,790.05. These increases mean that if you're involved in a personal injury claim in the coming years, you could get less compensation for damages, as a bigger chunk…

CFAs play an important role in personal injury cases. It helps people with accessing legal services, without any upfront payment. We will discuss about the benefits and necessary considerations of CFAs.

In today's digital age, the justice system has embraced virtual court appearances, streamlining legal proceedings for residents and professionals in Brampton. Understanding the nuances of remote court sessions, including the correct Zoom coordinates, is vital for a smooth experience. The Brampton User Guide for Best Practices in Remote Hearings serves as an essential tool for technical guidance. As virtual courtrooms become a staple, they ensure the continuity of justice, especially during disruptions like the COVID-19 pandemic, by allowing legal processes to proceed without the need for physical presence. Proper preparation, legal representation, and adherence to virtual courtroom etiquette are crucial to maintaining the integrity and efficiency of these digital proceedings. By adapting to these changes, we uphold the rule of law and ensure access to justice for all.

In a landmark decision by the Ontario Superior Court, a Hamilton jury awarded over $1 million in damages to a plaintiff injured in a 2016 motorcycle accident, far exceeding the defendant's final settlement offer. The plaintiff, who suffered serious injuries when a vehicle unsafely entered an intersection and collided with his motorcycle, had originally sought $2 million. Despite multiple settlement offers from the defendant, the case proceeded to trial, resulting in a significant jury award that included general damages, past loss of income, and future medical expenses. The court's ruling on costs and interest further increased the total amount the defendant was ordered to pay, highlighting the importance of seeking adequate compensation in personal injury cases.

Delve into the intricacies of civil litigation with our latest blog post focusing on personal injury cost awards, specifically examining the case of Rezai et al v. Kumar et al, 2024 ONSC 4497 (CanLII). This insightful analysis explores the complexities surrounding cost awards in personal injury cases, addressing key issues such as the costs of advancing claims for accident benefits, interest on litigation loans, and the application of partial indemnity costs. Discover how the courts navigate these challenges, ensuring a fair and reasonable quantum of costs is determined, all while promoting settlement and predictability. Gain a deeper understanding of how legal fees and disbursements are calculated and awarded in the context of civil litigation.

2024 Increases to Statutory Deductibles, and Monetary Thresholds If you are the victim of a motor vehicle accident, the Insurance Act in Ontario will govern your claim for recovery against the at-fault parties. In the case of a car accident, Section 267.5(5) of the Insurance Act stipulates that in order to recover monies for general damages, also known as “pain and suffering”, you must meet the following legal threshold test: Section 267.5(5): Despite any other Act and subject to subsections (6) and (6.1), the owner of an automobile, the occupants of an automobile and any person present at the incident are not liable…

Sometimes the unexpected can happen. Being involved in a car accident can be quite traumatic, especially if you have never been involved in a collision before. It is always important to note the following:

1. Ensure the safety of yourself and your passengers
   First and foremost, check yourself for any injuries you may have sustained. Be sure to also check on your passengers. Move your vehicle to a safe location if possible but it is imperative you do not leave the scene of the collision.

When purchasing a new home in Mississauga, one of the most stressful situations a buyer can encounter is a builder defaulting on the contract. This unfortunate scenario can lead to delays, additional costs, and even legal battles. Understanding your legal rights and remedies as homebuyers facing builder default is vital in navigating this challenging situation. We will guide you through the essential steps and options available to protect your interests.

Experiencing a house fire can be traumatic and hard to cope with both physically and mentally. Ideally, the repercussions can be expensive and daunting; insurance claims, property damage assessments and liability issues. By contacting JSM Law, we ensure to assist and guide you through this tragic time.

Mortgagee

A lender to whom property has been conveyed, subject to a right of redemption, as security for the payment of the debt in a Registry Division;¹

When driving, emotions are high and sometimes drivers can get aggressive.

For the safety of yourself and others it’s important to understand how to deal with road rage.

Written by: Yanira Monterroza

This is a very common question asked by clients/claimants when deciding whether they should settle their claim or leave it open.

Written by: John Johnson

Accidents can happen anywhere, at any time. From slipping on a wet floor in a grocery store to tripping over a poorly maintained sidewalk, these unexpected incidents can result in serious injuries that have a lasting impact on your life. In situations where such accidents occur on someone else’s property, the legal framework known as the Occupier Liability Act comes into play. In this blog post, we’ll delve into the intricacies of the Occupier Liability Act and how it pertains to personal injury law, using the expertise of JSM Law.

On December 23, 2023, the federal government published proposed Criminal Interest Regulations which specify certain exemptions to the new criminal interest rate ceiling contained in the Criminal Code.

Most of us spend time planning for the future, but when it comes to having a last will and testament, many of us put it off. It may be that it’s unpleasant to think about or that it seems like just one more overwhelming task to tackle. Either way, more than half of Canadians don’t have one in place.

Lawyers are crucial in advocating for their clients and navigating the complex legal system. From providing legal advice and representation to handling negotiations and preparing legal documents, a lawyer is your trusted guide throughout the legal process. Whether you’re facing a personal injury case, dealing with a family dispute, or needing assistance with business matters, having a skilled lawyer on your side can significantly impact the outcome of your case.

The Minister of Immigration, Refugees and Citizenship (IRCC), Honourable Sean Fraser, has announced a new temporary policy that will benefit foreign workers in Canada.

CBSA has arrested Brijesh Mishra, who was illegally trying to enter Canada has been arrested by CBSA. Brijesh Mishra was involved in fraudulently arranging fake admission letters from Canadian colleges to over 700 students to secure study visas. Brijesh Mishra is facing charges under the Immigration and Refugee Protection Act (IRPA):

In recent news, the Canadian government has taken decisive action to deport thousands of students whose visa documents were discovered to be fake. These documents include university/college admission letters and other crucial paperwork. As a reputable law firm in Mississauga, Ontario, JSM Law understands the significance of this issue and aims to inform and educate individuals about the consequences of such fraudulent activities. In this blog, we delve into the ongoing debate surrounding these deportations, the impact on affected customers, and how similar incidents can be avoided in the future.